Billing Terms and Conditions

Welcome to Lapnova.com. By making a purchase on our website, you agree to the following Billing Terms and Conditions. Please read them carefully before placing an order.

1. Payment Methods

We accept the following payment options:
✅ Credit & Debit Cards (Visa, MasterCard, American Express, Discover)
✅ PayPal
✅ Apple Pay & Google Pay
✅ Bank Transfers (for bulk orders)
✅ Buy Now, Pay Later (if applicable, via Klarna, Affirm, etc.)

All payments are processed securely, and your financial details are never stored on our servers.

2. Pricing & Taxes

• All product prices on Lapnova.com are listed in [Your Currency] and are inclusive/exclusive of applicable taxes (please specify).
• Sales tax or VAT may be applied at checkout, depending on your location.

3. Order Processing & Billing

• Orders are processed once payment is successfully received.
• If your payment is declined, please check your details or contact your bank.
• Lapnova reserves the right to cancel or refuse orders due to suspected fraud or payment issues.

4. Subscription & Recurring Payments (If applicable)

• If you sign up for a subscription-based service, you authorize us to charge your payment method at regular intervals.
• You can cancel subscriptions anytime through your Lapnova account or by contacting support.

5. Refunds & Chargebacks

• Refunds are processed as per our Return & Refund Policy.
• Unauthorized chargebacks will be disputed, and fraudulent disputes may result in account suspension.

6. Changes to Billing Terms

Lapnova reserves the right to modify these terms at any time. Any updates will be reflected on this page.

7. Contact Us

For any billing-related questions, please contact:
📧 Email: [Support@lapnova.com]

📍 Lapnova – Secure & Transparent Billing.